TRAVEL INSURANCE

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As an international traveler who has visited more than seventy countries, our founder, Summer Westerbur, knows the importance of reliable international health insurance. That's why we recommend true international health insurance—not the severely limited reimbursement policies often sold by travel agencies. Protect yourself with comprehensive coverage tailored to your needs. Find the right policy below, whether you’re planning a single trip or need annual coverage for multiple journeys.
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Voyager Single Trip

Planning a single trip? Whether you're visiting one country or exploring multiple destinations, having comprehensive health insurance is essential. This policy allows providers to bill the insurance directly, just like your U.S. health insurance, giving you peace of mind while you travel. You'll also have access to the BCBS Global Network of trusted doctors and healthcare providers worldwide.

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Trekker Multi-Trip

The GeoBlue Trekker Multi-Trip plan offers U.S. citizens and permanent residents comprehensive international medical coverage for multiple trips abroad within a 12-month period, with each trip lasting up to 70 days. It provides access to the extensive Blue Cross Blue Shield global network of healthcare providers, allowing for direct billing similar to domestic U.S. health insurance. The plan covers pre-existing conditions and includes benefits such as emergency medical evacuation, outpatient prescription drug reimbursement, and accidental death and dismemberment coverage.
Two plan options are available: Trekker Essential and Trekker Choice, each with varying coverage limits to suit different travel needs.
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Xplorer Expatriate

The GeoBlue Xplorer Expatriate health insurance plan offers comprehensive worldwide coverage for individuals and families residing outside their home country for extended periods. It provides an unlimited annual and lifetime maximum benefit, ensuring extensive protection against medical expenses. The plan includes access to the Blue Cross Blue Shield PPO network within the United States, facilitating direct billing and minimizing out-of-pocket costs. Additionally, it covers preventive care, prescription medications, and offers optional dental and vision benefits to cater to diverse healthcare needs.
Benefits

Kairos Insurance Group’s owner, Summer Westerbur, understands the needs of the international travel community. Summer travels frequently and researched these programs to cover her own family.

FROM OUR CLIENTS

Read what our clients have to say about us!


As a small business owner, wife and mother of two children, it was very important to me to choose an agent that was not only educated, but also someone who I could relate to personally. Summer has been there for me for over 9 years. Whatever questions I have, she has the answers or goes out of her way to find them. I refer friends, family, and clients to her, and they have all been please with her services.

Sarah Thompson
Owner, Sacred Vessel Acupuncture

Summer provided the perfect health insurance plan for my needs. She was also able to save me money on life insurance premiums!

Meredith Stafford-Capaldi
Real Estate Agent, Boynton Beach, FL

I am not sure I could have found what we needed on the Colorado 4 Health website without Summer’s experience. She helped me through all the steps to find us a solid plan!

Amanda Ware
Founder, AJCO Colorado Springs, CO

Owning a growing Marketing Agency, I needed options to keep my team happy. Adding employee benefits was an important step forward for our company.

Gil Datz
Owner, UZU Media