Have you considered whether or not you have the ability to pay your bills if you can not work? According to the American Council of Life Insurers, nearly one in three Americans will suffer a serious disability during their working years. If replacing your income is a concern of yours, you may want to look at Disability Insurance.
Short-term disability insurance can temporarily replace your income if you are sick, hurt or disabled, whether you are recovering from surgery or an injury, or during treatment for a serious illness.
Long-term disability insurance can permanently replace your income should you have an accident, injury or illness that ends your career prematurely.
Kairos Insurance Group can help you find the right short-term disability insurance and long-term disability insurance coverage for you.