Health Insurance for Individuals & Families

Individual & Family Health
Kairos Insurance Group has a wide selection of individual and family health insurance plans. We can do the price-shopping for you and find the best value for your specific needs which is also within your budget. For a free health insurance quote. There are many possible reasons why you may wish to pursue individual/family coverage. As of January 1st, 2014 everyone will be able to obtain individual health insurance regardless of pre-existing medical conditions. Kairos Insurance Group can obtain quotes inside or outside of the healthcare exchange. You may or may not be eligible for a subsidy and we can help you determine this. If you are eligible for a subsidy you will be given the option to take it as a tax credit at the end of the year or have it directly applied to your premium.

Health plans offered through Connect for Health Colorado will provide more comprehensive coverage, in compliance with new federal requirements. The minimum set of benefits and services that must be included in these health plans are:

  • Ambulatory patient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services, including behavioral health treatment
  • Prescription drugs
  • Rehabilitative services and devices
  • Laboratory services
  • Preventive and wellness services and chronic disease management
  • Pediatric services, including oral and vision care

Health plans can include more benefits than the ones identified above. Costs for the services can vary from plan to plan.

We can help you understand how best to meet your needs and research those plans which may benefit you the most and stay within your budget. There are options for any number of situations in which you find yourself. In order to get a free quote for these plans, click the link below.