Description of this service

Ancillary Benefits represent tremendous value for employees.  These benefits can either be employer funded or offered on a voluntary basis where the employee pays for the coverage.  They can either complement a health insurance package or be sold on a stand alone basis.

  • Short and Long Term Disability
  • Dental Insurance
  • Vision Insurance
  • Group Life Insurance
  • Accidental death & dismemberment insurance (AD&D)

Disability Insurance

Disability income products are designed to provide a person with a stated amount of income in the event he or she cannot work due to an accident or illness.  As an independent broker, Kairos Insurance Group can shop multiple carriers to obtain the best rate for you.

Consider meeting with our consultants to find out more about disability income and how it should be an important component of your overall insurance and financial plan.

Voluntary Benefits 

Rising health care costs and the impending Cadillac Tax are causing employers to rethink their benefit strategy and embrace voluntary benefits as a way to attract and retain top talent for their business. Voluntary benefits can assist employers in providing additional incentives to employees without having to allocate additional dollars to their budget. It’s a win-win when these benefits are included as part of a company’s employee benefits package and properly communicated.