Open Enrollment Nov 1- Jan 31

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19.10.16

--Open enrollment will begin November 1, 2016 for the 2017 plan year.  There are quite a few plans canceled this year, so you might be forced to switch your plan.  Colorado has a new carrier in the individual market called Bright Health. I do have rates and plan designs available for this carrier now.  Some carriers will have significant rate increases of 30%, so you may need to switch your plan.  Rates will be higher this year. I am taking appointments for November currently, feel free to call me at 719-637-2500 to schedule. This time of year is incredibly busy for brokers-I am already working sixteen hour days. It is wise to get your plan changes done earlier in the season! I am a certified broker with Connect for Health Colorado,  the health care exchange for Colorado, and can help you determine if you qualify for a subsidy for health insurance this year.    

Open enrollment-potential tax credit

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Open enrollment begins November 1, 2015. Would you like to see how much you could potentially save on your health insurance? Connect for Health Colorado offers a calculator to help you determine what your premium discount could be. If after completing this, you decide you would like to obtain quotes, please email me at summer@kairosinsurancegroup.com and I will be happy to send quotes to you. Click the following link: http://connectforhealthco.com/customercalculator/?utm_source=EMICO&utm_medium=PPC&utm_campaign=2016

Affordable Care Act

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Healthcare Reform

Employee Benefits: Many of our clients have expressed a need to understand better the implications of health care reform. Here are the basics:
  • Employers with more than fifty employees must offer coverage or pay a penalty in 2015.
  • Small businesses with fewer than fifty employees there is no mandate to cover, but such businesses may be eligible for tax credits.