We are a full-Service Insurance Agency 


Insurance Group

We specialize in designing employee benefit packages for businesses as well as families. We offer health insurance, life insurance, travel insurance, Medicare supplement plans, disability insurance, and more.

Health Insurance  – Colorado Springs, CO

Kairos Insurance Group Inc. is an independent insurance broker specializing in servicing your LifeBusinessIndividualMedicareLife and Travel insurance needs in Colorado Springs, Monument, Manitou Springs, Denver, Boulder & other areas across Colorado. We are also licensed in Florida servicing Miami, Fort Lauderdale, Boca Raton, Boynton Beach, & West Palm. We are licensed in Oklahoma as well. 

Employee Benefits

We specialize in designing health insurance plans for businesses of any size.  From fully-insured plans to partially self-insured plans, we design your employee benefits.

Individual Insurance

We assist individuals with obtaining health insurance.  We only offer ACA-compliant plans and  can help determine your subsidy eligibility.

Disability, Dental, Vision

]We will quote the carriers and help you find the best rate. We offer dental, vision, cancer, accident, & more. Individual & Group.



We can quote 150 carriers to obtain the best rate. Carriers rate differently on family history and medical history. We find the best policy to meet your needs.


We can assist with Medicare supplement plans, Medicare Part D, and Medicare Advantage plans.  We specialize in senior health plans and have a variety of products.

Travel Insurance

Each travel policy should be designed with your specific needs in mind. Each policy is unique and we help determine which types of protection you need.

Designing the right package for your unique risk management needs

It’s important to identify your risk before determining your unique insurance needs.  Whether it’s life insurance for mortgage protection, a health plan to limit your potential out-of-pocket expenses, or a disability insurance plan to replace income if you should become disabled: we can help.  

Satisfied Clients

Years in Business

Cups Of Coffee

Why Kairos is different

Summer Westerbur, owner of Kairos Insurance Group, brings over twenty years of experience as in independent broker.  She has designed employee benefits packages for businesses in Colorado since 2004.  Kairos Insurance Group is a boutique agency with two licensed agents and support staff. We personally service your needs. Each year, we provide an employee benefits meeting to enroll new employees, assist employees with changes to their coverage, and explain the value of the benefits you’re providing them.  Kairos also offers Medicare supplements.  Licensed with over 150 life insurance carriers, Kairos has options for life insurance with long-term care living benefits. Summer also provides trip cancellation and international medical insurance. 

Travel Insurance

A travel insurance policy can protect you from a variety of unexpected circumstances while you’re traveling. Whether you’re looking for trip cancellation coverage to reimburse you for the costs of hotels, flights and other pre-paid and non-refundable trip expenses or if you need medical expense coverage to protect you from the extensive costs of overseas treatment and hospitalization.

From Our Clients

Read what our clients have to say about us!

As a small business owner, wife and mother of two children, it was very important to me to choose an agent that was not only educated, but also someone who I could relate to personally. Summer has been there for me for over 9 years. Whatever questions I have, she has the answers or goes out of her way to find them. I refer friends, family, and clients to her, and they have all been please with her services.

Sarah Thompson

Owner, Sacred Vessel Acupuncture

I am not sure I could have found what we needed on the Colorado 4 Health website without Summer’s experience. She helped me through all the steps to find us a solid plan!

Amanda Ware

Founder, AJCO Colorado Springs, CO

Summer provided the perfect health insurance plan for my needs. She was also able to save me money on life insurance premiums!

Meredith Stafford-Capaldi

Real Estate Agent, Boynton Beach, FL

“Owning a growing Marketing Agency, I needed options to keep my team happy. Adding employee benefits was an important step forward for our company.”

Gil Datz

Owner, UZU Media

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